I love paying for flights with points and miles and David and I try to maximize the points we earn on nearly every purchase we make. But, as anyone who’s tried to book awards flights knows, those “free” flights are often hard to find. Airlines tend to raise the amounts required for convenient times and schedules, offer less award seats on a flight than you need, or simply don’t offer award flights at all on certain flights. Taxes and fees on some airlines and at certain airports (I’m talking about you, Heathrow!) can turn a “free” flight into an expensive proposition. For flights to Asia from DFW, we think Korean Air is the ticket. (Our opinion holds even with all the saber-rattling currently going on between our government and North Korea, although we’ll definitely keep an eye on developments.)
Tag: ultimate rewards
Miles and points posted! Follow-up to Chase and Fidelity promotions
A quick update on how long it took for miles (AAdvantage miles via Fidelity promo) and points (Ultimate Rewards via Chase Sapphire Reserve bonus) to post:
Chase: Applied for the Sapphire Reserve card on Thursday 11/17; got card on Tuesday 11/22; met spend by 12/7 December statement close date. 100,000 Ultimate Rewards bonus points appeared in my account on Sunday 12/18, BEFORE I had paid the statement balance which is not due until January. Wow.
Fidelity: I made deposit to Fidelity on 12/5; miles appeared in my AAdvantage account on 12/18. 13 days. Not bad at all!
More points!: Chase Sapphire Reserve…and thinking of cancelling AmEx Platinum
The day David and I landed from our 2.5 months in Asia, we headed to our local Chase branch and each applied for the new Chase Sapphire Reserve credit card. The Chase Sapphire has lots of perks, including a huge 100,000 point initial bonus, a $300/calendar year travel rebate, and 3x Ultimate Reward points for all travel expenses and dining. We’d really wanted to get the Sapphire Reserve card before we left on our Asia trip, but it had just launched and was so popular that there was a delay that made it impossible to get before we left. Getting these cards was high on our to-do list when we got back to the States. Happily, Chase had worked through the backlog while we were gone. We were both approved on Thursday and received our new cards the next Tuesday (November 22,2016). [Chase has recently announced a 5-card limit on applications within a 2 year period. When rumors of a new Chase premium card surfaced online, we were careful to hold a spot open for Reserve. I’m so glad. It would have been excruciating to miss this offer!]
Korean Air First Class with credit card points: Bangkok to Dallas via Seoul

We love playing the credit card miles and points game and are always on the lookout for an exceptional bonus or a great redemption deal. We charge everything to credit cards–every little bit adds up, but we ALWAYS pay in full at the end of the month. I emphasize the “always” because I encourage everyone to take advantage of the great freebies to be had by using credit cards, but only so long as you never charge more than you can pay at the end of the month. If you can’t afford to pay in cash, don’t charge it to a card. Period. Interest rates eat people alive and can cost way more than any perk you might get from accumulated points. That warning aside, here’s how we paid for two first class flights (one 5 hours long and one 12 hours long) with credit card points.